Everyone Deserves
Descent Housing
We aim to simplify and accelerate housing development by offering a collaborative platform where ideas, resources, and solutions converge

Low - Middle Income Families
Our programs focus on long-term financing solutions and community-oriented housing developments.

Housing Developers
We empower housing developers and cooperatives with technical assistance, project financing, and industry insights to streamline their projects

First-Time Home Owners
By offering innovative mortgage products, financial education, and flexible payment plans, we make homeownership achievable for Zambia’s young workforce.
Welcome
Affordable Housing Finance Institute Zambia Ltd (AHFIZ)

We are committed to transforming Zambia’s housing sector by bridging the gap between affordability and quality. Explore how we connect stakeholders, advocate for sustainable policies, and drive impactful housing initiatives.
Through strategic partnerships and unwavering dedication, we aim to reshape the housing sector. Whether you’re a policymaker, developer, or an individual searching for affordable options, AHFIZ offers solutions that truly make a difference. Let’s build a brighter future together.
Our Shared Vision

AHFIZ is committed to ensuring affordable housing becomes a reality for all Zambians, improving quality of life and contributing to economic growth.

Build a brighter future...
Dedicated to transforming lives through innovative and affordable housing initiatives.

At AHFIZ, we believe that housing is more than just shelter—it is the foundation for stable families, thriving communities, and economic growth. We work tirelessly to create opportunities that empower Zambians to access homes that are safe, affordable, and aligned with their needs. Our efforts are driven by a commitment to innovation, inclusivity, and sustainable practices.
Articles
Welcome To Our Marketing Blog Realm

Read about our latest news, blogs and tips from our marketing team

Empowering Zambians Through Affordable Housing Solutions
In a world where a safe and affordable home...
Embark On A Journey Of Growth Together.

Our comprehensive services are designed to address every aspect of affordable housing development, ensuring that all stakeholders are supported and empowered to contribute effectively.
Contact Us
Together, let’s create a Zambia where affordable housing is accessible to all.