Affordable Housing Finance Institute of Zambia

Who we serve

We strive to build a future where housing is accessible to every individual, irrespective of their socio-economic background.

Serving our communities, Government And Private Sector

Our solutions are designed to meet the diverse and evolving needs of Zambia’s housing market. Recognizing the unique challenges faced by various groups, we have tailored our approach to ensure inclusivity, accessibility, and long-term impact. Below are the key groups we serve and how we cater to their specific needs:

Formal Sector

Affordable housing programs for salaried employees, including long-term mortgage options.

Partner with financial institutions to offer accessible mortgage plans.

Provide workshops on housing finance for formal employees.

Advocate for workplace housing programs with employers.

Informal Sector

Flexible financing models for small business owners, farmers, and informal workers.

Offer microfinance solutions tailored to irregular income patterns.

Provide training on saving and budgeting for homeownership.

Collaborate with cooperatives to pool resources for housing projects.

Developers & Investors

Resources, technical guidance, and project assessments for streamlined housing development

Facilitate access to market research and housing demand insights.

Provide project financing options for scalable housing developments.

Offer technical advisory services to improve construction efficiency.

Housing Cooperatives

Advisory services and financing options for cooperative members to acquire affordable homes

Assist in structuring cooperative agreements for housing projects.

Provide financing models designed for group contributions.

Train members on governance and management of housing initiatives.

Government & Policymakers

Technical assistance to develop inclusive housing policies.

Support in designing tax incentives for affordable housing projects.

Offer research and data to inform policy development.

Advocate for regulatory frameworks that reduce housing costs.

Embark On A Journey Of Growth Together.

Our comprehensive services are designed to address every aspect of affordable housing development, ensuring that all stakeholders are supported and empowered to contribute effectively.

Contact Us

Together, let’s create a Zambia where affordable housing is accessible to all.